How to Make a Stellar Offer on a Home in Northwest Indiana

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The best thing that you can do when you write an offer on a home is to research the neighborhood. Ask your real estate agent for help while doing this, and make sure that they have input on your offer.

You will need to look at comparable sales in the area to determine if you are asking the right price for the home. We can certainly help you craft an enticing offer with an attractive price. 

You don’t want to offer too much but you also don’t want to put in a low bid on a home. Also, you should try to have as few contingencies as possible on the home. 

Please contact us if you’d like to craft a winning offer on your dream home in Northwest Indiana!

Congrats on Your Accepted Offer!

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Hey everyone! Bentley and I wanted to give you a huge congratulations on your accepted offer! Also, if you need to reserve our free moving van, please do so with our front desk. Call our office at 219-531-6683.

Your Purchase Agreement Checklist

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Below is a checklist that might be of some help to you. During this time, Angie Schott, with The Lynda Anderson Team, will be working with your lender, title company, insurance company, appraiser, etc.

Hopefully this is all pretty straightforward for you, but if you have questions, we're here for you!

If your lender requires additional information it is important to provide them with the documentation right away. Angie will be in contact with you regarding the progress of your home purchase.

If you need to contact Angie please feel free to call her at 219-531-MOVE (6683).

Again, CONGRATULATIONS!

The Next Step in Purchasing Your Northwest Indiana Home

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I just got word from your buyer specialist that we're through the home inspection and moving forward. We'll be sure to reach out to your lender right away so they can make arrangements to order your appraisal.

It can take some time in between when the appraisal order is placed and when the report is completed, but your lender will notify us once the report is in and all is good there.

In the mean time, if you have any questions, please don't hesitate to call us. We would be happy to help you!

How Can You Save On Your Homeowner's Insurance?

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Today we are excited to discuss some great ways to save money on your homeowner's insurance. We have seven tips for you today, and hopefully they will lead to your insurance payments becoming lower and lower. Here they are:

1. Shop around - don't be afraid to get 2 or 3 different quotes.
2. It's not necessarily important to insure your land.
3. Some companies will give you a lower rate if you are a non-smoker.
4. Install an alarm system.
5. Use one insurance company for all of your policies. Bundling them together will save you money.
6. Raise your deductible, it will lower your insurance premium.
7. Get some debt paid off to increase your credit score.
   
   
   

There you have it, seven easy ways to lower the insurance costs of your home. If you have any questions, feel free to give us a call or send us an email. We look forward to working with you soon!

What Are the Most Common Buyer Mistakes in Valparaiso?

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Today we are discussing the most common mistakes that home buyers make. In Valparaiso, what are they?

Not being pre-approved is one of the biggest mistakes any buyer can make. Even if you feel comfortable with the payments, there is more to it than that. You need to know what type of financing you qualify for, and what types of concessions you want to ask for. 

One thing we don't want to do is take you into a home, have you fall in love with it, make an offer, pay for the inspection and appraisal, only to find out after all of that that you don't actually qualify for the loan. Now you've wasted money that you won't get back, and we don't want to take you down that road.
 

If you have any questions for us, or are thinking about buying or selling in Valparaiso, give us a call, text, or email. It would be our pleasure to serve you!

How Should You Handle a Multiple Offer Situation?

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How should you be handling multiple offers as a buyer or a seller? I get questions like this all the time from my clients, and today's blog is dedicated to answering those questions. 

For buyers, writing the highest offer will not always guarantee you the home. The most important thing that you can do is to find out what the seller wants, and try to satisfy those needs. Do they need to stay in the home after closing? Do they want you to cover some of the closing costs? Find out what's important to the seller.

I also highly recommend getting pre-approved before you step into the home. You look better as a buyer, and you can find out what you can actually afford.

Now, if you're dealing with multiple offers as a seller, you should know that the best offer doesn't necessarily mean the highest offer. Your agent's job is to get you the highest offer with the best terms possible. This can be made possible by stirring up a bidding war, which will raise your final sale price.

If you have any questions about how you can compete in multiple offers, whether you're buying or selling, please don't hesitate to contact me!